Fortiva Credit Card

When you have a poor credit score or do not have a credit history, secured credit cards requiring a security deposit are a standard option. But with the Fortiva credit card, you can qualify for an unsecured no deposit card even if you don’t have perfect credit. There are annual fees and maintenance fees, but your payment history goes to major credit bureaus, which can help you establish your credit score and check your credit score online.Fortiva-Credit-Card The Fortiva credit card solves the problems and implications of anyone facing the disastrous effects of bad credit scores and ratings. It’s one way to get bad credit back, but many better ways to do it without spending hundreds of dollars in fees yearly.

However, if your problem is that you have no credit history, we do not recommend using a Fortiva credit card.

Get Help

Lenders avoid lending to those with bad credit for obvious reasons, which is why products like the Fortiva MasterCard exist. The Bank of Missouri issues the Fortiva credit card. Unlike secure cards, the Fortiva card offers a revolving line of credit with no deposit required.

How To Create A Fortiva Credit Card Account?

The steps to create a Fortiva credit card account are listed below:

  • Visit the Fortiva Credit Card website (
  • You will see the “Account Menu” on the Site’s home page at the top. In the “Account Menu,” click on the “My Account” option.
  • By clicking on the “My Account” option, you will navigate the Fortiva Credit Card login portal on the website.
  • In this portal, click on the “Create an account” link at the bottom of the Fortiva Credit Card login portal.


  • Enter your last name, the last four digits of your Social Security number, and your date of birth in the Fortiva Credit Card account creation form.
  • After entering your credentials, click Submit.

Procedure For Fortiva Credit Card Application

To apply for a Fortiva credit card, the company must first approve your application to begin the application process. Your application will be approved once you receive a Fortiva Credit Card Apply Online email confirming your approval. You must respond to their offer email. Please follow these steps to respond to your offer to apply for your Fortiva Card online:

  • Visit the Fortiva credit card website to respond to the offer by submitting your request via email (
  • You can respond to an offer for Fortiva Credit Card Apply Online using the “Respond to Offer” button, which is purple with letters in white. Please click this button.
  • Enter the “Acceptance Code” provided with your Fortiva Credit Card application mail offer.
  • Then click “Submit Code” to start the application process.

Find Your Acceptance Code, If You Can’t Find It.

You can find your acceptance code to proceed with your application by following the steps below:

  • Visit the Fortiva Credit Card website.
  • On your home page, click Reply to offer.
  • Click the “Search Now” link below the word “Can’t find your opt-in code? Search now”.
  • Enter your last name, the last four digits of your Social Security Number, and your zip code.
  • Then click “Next.”

Guide To Fortiva Credit Card Login

The process of performing the Fortiva credit card login task is as follows.

  • Visit your Fortiva credit card website (
  • From the Account menu on your Fortiva credit card homepage, click on the My Account option in the Account menu.
  • By clicking on the “My Account” option, you will go to the website’s official Fortiva Credit Card login page.
  • Enter your username and password on the Fortiva Credit Card login page.
  • You can check the “Remember my username” box (optional) so you don’t have to re-enter your username to log in in the future.
  • Click “Login” when entering your credentials.


Requirements For Fortiva Card Login

Here are the conditions for your Fortiva Card Login:

  • You can use all electronic devices such as smartphones, laptops, PCs, iPads, and tablets.
  • It’s best to have your Fortiva credit card login username and password handy.
  • Visit the Fortiva Credit Card website to access your account (
  • You can use any internet browser like Microsoft Internet Explorer, Google Chrome, Mozilla Firefox, Apple Safari, Opera, etc.
  • A good internet connection must be available in your area.

Reset Your Fortiva Credit Card Sign In Credentials

It may happen that some users frequently forget their username or password while continuing to log in. The steps to reset your Fortiva credit card credentials are listed below:

  • You can access your Fortiva credit card website at
  • From the Account menu on your Fortiva credit card homepage, click My Account.
  • The website will take you to the official Fortiva Credit Card login page once you select the “My Account” option.
  • If you forgot your password, click on the ‘Password’ link for the word ‘I forgot my password or username.
  • Enter your username and click submit
  • If you want to reset your username, continue the process by clicking “Forgot your username?” You forgot your password link in the form, or you can click the username link to forget your password or username.
  • Enter your last name, the last four digits of your Social Security number, and your date of birth.
  • Click Submit to reset your username.

Troubleshooting Guide For Fortiva Credit Card Login

If you may be unable to access your Fortiva credit card account, try the following troubleshooting steps:

  • Make sure to disable caps lock on your computer.
  • Clear all history associated with this Site.
  • You must clear all cookies and cache from your computer.
  • Make sure you have access to the Internet by checking the connection.
  • It is possible to reset your Fortiva Card Login password if you have forgotten it.
  • If you are still unable to access your account, don’t hesitate to get in touch with website support.

Fortiva Credit Card Payment Options

You can choose from several options for payment with a Fortiva credit card:

Payment Through The Mobile App

To make payments through the Fortiva app, account holders must first download the app from the App Store and the Fortiva Account Center app, log in and follow the instructions to complete the payment process.

Online Fortiva Credit Card Bills Payment 

The Fortiva Credit Card Payment Login page allows users to log in and pay online. To do this, the user must select the Manage My Account option on the Fortiva Credit Card Payment Login page and then enter their username and password in the Fortiva Credit Card Payment Login form to complete the payment process. The following procedure is to select the payment invoice, enter the amount to be paid, and settle the invoices.Fortiva-Credit-Card-Payment

Pay Through Mail

For Fortiva account holders who choose to make their payments by post, they can send their emails to the postal address:


P.O BOX 10555,

Atlanta GA 30348-5555.

Benefits Of My Fortiva Card

The benefits of my fortiva card are listed below:

No Security Deposit Required

Getting a credit card can be a challenge when you have bad credit, and it can be difficult to qualify for one. You are often limited to secured credit cards, which may require you to put up hundreds of dollars as a security deposit. The money you deposit serves as a line of credit. My Fortiva, on the other hand, is unsecured; You do not need to make a down payment, even if your credit rating is not ideal. You have a revolving line of credit that you can use for regular transactions as needed.

Access To Credit Score

Once your Fortiva credit card is approved, you can create an account online. Once your account is open for 60 days, you can view your VantageScore 3.0 for free. VantageScore 3.0 differs slightly from the FICO score. Companies commonly use it to determine their credibility, but variables are weighted slightly differently when calculating their score. Your score is between 300 and 850 with VantageScore 3.0; Anything over 700 is generally considered good credit. A credit card’s ability to see your credit score is a standard feature. However, a card for people with bad credit is a handy tool. As your credit score improves, you can track your progress.

Official SiteFortiva Credit Card
Portal TypeLogin
Mobile App AvailableYes
Application RequiredYes
Managed ByBank of Missouri

Customer Service Center

The Customer Service Center assists Fortiva Credit Card customers who have questions and complaints in this regard. Don’t hesitate to contact us if you have questions regarding your registration, login, credentials, enrollment, acceptance of your preapproval offer, benefits, payment, mobile app, or registration.

For questions or complaints about your Fortiva credit card, please call the Fortiva customer service number: 800-245-7741. Fortiva customer service representatives will be happy to answer your questions and complaints about their credit card services. If they ask for your opinion, you should give it over the phone after receiving their service.

In addition, you can send an email to our Fortiva Customer Service Center by filling out the Customer Service Email Form available on the Contact Us page of the Site. The steps to contact the Fortiva Credit Card Service Center by email are listed below:

  • Go to the Fortiva Credit Card website (
  • On the website login page, you will receive a “Contact Us” link at the bottom of the page, just below the word “By signing up, I agree to the Terms of Service.”
  • You will receive the “Email Form” when you open the contact page via the “Contact” link.
  • Fill in the requested information in the email form and click “send.”

Mobile App For FortivaCreditCard Users

Today, all credit card customers are smartphone users. Now you can do your financial transactions like buying or selling products, paying your bills, checking your bank balance, checking your bank statements, checking your credit score, etc. These transactions are made possible by launching applications on your smartphone. In the case of the Fortiva credit card, it also has its mobile app known as the “Central de Contas Fortiva” app.

Atlanticus Services has launched the Fortiva Account Center mobile app for smartphone users with a Fortiva credit card. It is available on Google Play Store (if you use an Android device) and Apple Store (if you use an Apple device). You can download the Fortiva Account Center app for free and install it on your smartphones, iPads, and tablets.

Features Of “Fortiva Account Center” App

  • With Fortiva’s Account Center, you can manage your credit cards, personal loans, and personal loan accounts from one place, anywhere, anytime on your Apple or Android electronic devices.
  • Access your accounts at lightning speed with a fingerprint or PIN; With VantageScore3.0, you can check and monitor your credit for free.


  • Configure purchase and payment notifications
  • Inform the authorities about fraud.
  • View and edit My Fortiva account profile

About Bank Of Missouri

As early as 1891, a group of Perryville residents saw the need to create a bank to meet local needs. More than 100 years ago, they operated from a single office. His mission was to help ordinary people achieve their financial goals. It wasn’t long before they began to believe they could accomplish more. For this reason, the Bank of Missouri replaces the Bank of Perryville. For this reason, Cabo Girardeau grew in 1997.Fortiva-Credit-Card-Bank-Of-Missouri-Office

The Bank of Missouri provides reliable financial assistance and expert knowledge to secure clients’ financial futures. It also offers 21st-century financial products and electronic banking tools. With assets of $2.8 billion, our reach and capabilities have grown. At heart, however, it remained a community bank.

Frequently Asked Questions

What Kind Of Credit Card Is Fortiva?

The Fortiva Financial credit card is an unsecured Mastercard for people with high credit risk.

What Stores Use Fortiva Credit?

With Fortiva Retail Credit, retailers can offer a revolving line of credit at 29.9% APR. Interest amortizes over two years. Fortiva Retail Credit serves all US markets, including Puerto Rico and the US Virgin Islands.

Does Fortiva Credit Card Have A Cash Back Or Rewards Program?

No, there is no rewards program offered.


First Bank of Missouri issues Fortiva credit cards to help you, the credit user, restore and improve your creditworthiness. So, if you are interested in using this card, you can read the Fortiva credit card reviews in the reviews menu of the website. Many people read reviews before applying or registering for this card.

The Fortiva credit card allows you to access an unsecured line of credit, and you can apply for it without a security deposit. Cardholders can use this card wherever MasterCard is accepted.

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